Mobile Banking: Time is money - Mobil saves time
BulkSMS - The power ton of Communicate!
(openPR) - Finanzdienstleister in Germany follow in small steps. European and international banks are far ours vorraus.
Banking transactions from on the way to to settle is for a long time no more fiction. Successful with the second attempt German-long to launchen the Finanzdienstleister approaches mobile Banking also with us in the fulfilment of the customer's requests already.
For the first time the attempts failed by the disappointment of the final users because of the technology. The mobile terminals and the net transmission were at first simply and simply too slowly, too expensively and too complicated. Finally it is to go fast.
By more efficient mobile phones and newly developed technologies customers place higher requirements and expectations at Dienstleister. Internationally mobile Banking (also mBanking or M-Banking called) gains still faster significance, as a study of the university occupies Hamburg. In countries such as France and the Netherlands these mobile financial services are already offered for some years. Even in South Africa gehöhrt mBanking for the standard offer of the financial establishments. One the largest Finanzdienstleister in south Africa, the roofridge National Bank, has this financial service channel already in 2002 successfully gelaunched and counts since that time approx. 2,5 million inContact customers and dispatched approx. 25 million notifications per month. inContact a service of the FNB bank is free and supplies real time information about transactions, acknowledgements of receipt, InStore payments, drawings, standing orders and transfers. This service is helpful before all in the range security. It serves thereby also as „warning system “. Customers can recognize promptly whether a transaction on the own account took place and can react thus directly, if this were not gewilligt. This function can serve however also as self-check, in order to be informed about expenditures or deductions always and thus the dangerous case of debt escape.
„Current ones mobile technologies put an adequate transaction and communication channel at the disposal, over which genuine increase in value for the customers can be offered “, stresses Rajnish Tiwari, scientific coworker at Institut for technology and innovation management DOES to Hamburg to banks.
According to a contribution to the medium economy can mBanking in information, transaction - and Kommunikationsdieste be divided.
Therefore news services require at the beginning of no additional safety standards and are with relatively simple means to be made available. They can be divided on the one hand into generally accessible information of the bank and stock exchange and on the other hand into individually, so-called personalisierte information cut to the customer. Thus the second variant needs a higher security.
To general information belong to tape stock exchange information, rates of exchange and location information of branch banks and money automats at home and abroad. Personalisierte information are among other things: Control of personal account balances, Überweiungen and standing orders, control of in genes deposit of securities, warning references with Kontoüberziehungen.
Transaction services, as for example account and deposits of securities can from the portable radio equipment are led. The purchase or sales of the share can be transacted so now also from on the way. Some banks make possible also a paying for their customers by mobile phone. Therefore transactions require a complex real time processing, a data retention and extreme safety standards.
Communication services contain helpful possibilities, how know of the EC or credit card for example with loss fast and at any time with a call or over an emergency function by SMS or WAP the account becomes closed. The identification of the customer is made thereby by his call number. Bank procedures can be transacted fast and simply independently of time and place - thus without troubles and large expenditure of time.
All in all is simply, fast and flexible mBanking. Because one to be mobilely in the best way informed would like grows the interest of the customers on mBanking.
Security plays naturally thereby a large role. Given security behaves equal as with the Internet Banking. Information becomes usually by a PIN/TAN procedure and secured by END ton END data encryption by means of SSL.
„We want everything which are safe and us time and money save “, so for one the asked one.
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Over BulkSMS.com
BulkSMS is a subsidiary of Celerity of system (Pty) Ltd. and in the year 2000 was based.
Dr Piet E. Streicher, managing director of BulkSMS.com, is member in the production management of the Wireless Application service Provider Association (WASPA).
BulkSMS.com is a prominent offerer for uses of portable radio services and offers SMS and Premium rate solutions for enterprises and private users.
BulkSMS.com makes measurement/SMS dispatching on Prepaid basis over for Internet, email and the BulkSMS possible text of measuringclose, a SMS Desktop software. BulkSMS.com offers also extensive Whitelabel-B2B-Lösungen to enterprises and supports with the integration by e-API.
Further information about BulkSMS.com' s of products and services can find you under BulkSMS.de, or sends you on their inquiry: service@bulksms.com.
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